Key takeaways You’ll need an auto loan if you want to buy a vehicle without paying cash upfront. Each month, you’ll pay a fixed amount toward the principal and interest over a set period. You can use dealer financing to purchase a vehicle or arrange auto loan financing through a…

Triple witching is an unusual market phenomenon that can cause increased volatility, though it happens only four times per year. Triple witching can offer an opportunity for investors to take advantage of a more volatile market and put more money to work. Here’s what triple witching is, when it takes place…

Remember that classic image of a smiling couple with two kids, a dog, and a house surrounded by a white picket fence? It symbolized homeownership — a desirable and highly attainable aspect of the American Dream. But today, that picture-perfect vision has become a badly faded photograph. “I don’t mean…

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Image by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Plan what to pack so that you can avoid baggage fees and extra hassle at the airport. Consider signing up for an airline rewards program and a starter travel credit card to travel on points and…

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Cryptocurrencies are enormously volatile, but that volatility can create opportunities for profit if you’re looking to trade these digital assets. Cryptos such as Bitcoin and Ethereum have risen a lot since their debut — but they’ve also experienced tremendous boom-bust cycles along the way. Experienced traders have been speculating on…

A home insurance policy provides valuable protection for your finances if your property and personal belongings are damaged or destroyed due to a covered loss like a fire, severe storm or break-in. As of 2023, data show that 88 percent of homeowners have an active home insurance policy. Unlike auto…

Key takeaways To start a small business, form a business plan that outlines your product’s unique value, marketing plan and metrics for success. You’ll need to decide how you’ll fund startup costs for your business, whether through bootstrapping, a business loan or another form of funding. Start your business with…

When your pets enter their golden years, they generally require more medical attention than they did when they were longer. This can leave some pet parents wondering whether they can get pet insurance insurance for an older pet.  In short, most companies do offer coverage for senior pets. However, pet…

Key takeaways The BankAmericard® credit card offers one of the longest intro APR balance transfer periods on the market. The BankAmericard doesn’t charge an annual fee but still offers plenty in the way of benefits. This is not a rewards card — its primary benefit is the lengthy intro APR…

Thomas Barwick/Stone/Getty Images Key takeaways Capital One Entertainment is a program that allows you to get exclusive access to special events as a Capital One cardholder. You can purchase tickets for concerts, sporting events, theater shows, comedy shows, dining experiences and even vacation getaways. To take full advantage of the…

Portra / DigitalVision / Getty Images Key takeaways You can close your Discover credit card account by sending a closure request in the mail or by calling the number on the back of your card and speaking with a representative. Before closing your card, you should pay off any balance…

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways To get a 0 percent intro APR card, you typically need a FICO credit score of at least 670 or a VantageScore credit score of at least 661, putting you in the “good” and “prime” ranges, respectively. Having a FICO score…

Technology is becoming more integrated into daily life, and mobile banking apps are proof of that. Your bank’s app may offer advanced personal finance hubs, providing insights into spending habits, tracking savings progress and even making a budget for you. Unlike older systems of manually tracking and recording your expenses,…