Key takeaways Cards with an annual fee tend to offer better rewards than those that don’t. It’s helpful to gauge whether a card’s rewards outweigh the cost of the annual fee. If you have debt, it’s better to responsibly pay down your debt instead of signing up for card with…
Key takeaways Business lines of credit can help you build business credit while you improve cash flow. Lines of credit may have shorter repayment periods than a loan. Borrowers should be aware of the associated fees, which can add up quickly. According to the Federal Reserve Banks’ 2023 Small Business…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with Forbes during which he invoked Martin Luther King, Mother Teresa, Churchill, Caesar and Lincoln. At that point, in 1998, the company was a Wall Street darling, thanks to its dot-com-era…
Most people dismiss billionaire Michael Saylor’s publicly traded MicroStrategy as a giant, risky bet on bitcoin. A closer look reveals a masterwork that’s a blueprint for manipulating traditional finance to harness the pixie dust fueling crypto mania. By Nina Bambysheva, Forbes Staff New Year’s Eve at Villa Vecchia is a…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
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Credit Sesame explains how certain jobs come with credit building challenges and the steps you can take to help overcome them. 1. Freelancers and gig workers Being your own boss sounds great, but inconsistent income, fluctuating earnings, and a lack of traditional pay stubs can…
Dept Managmnt
Key takeaways Becoming debt-free starts by assessing your budget and determining how much you can realistically afford to put toward your outstanding balances.…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Images By Tang Ming Tung/Getty Images Key takeaways Both the Wells Fargo Active Cash® Card and the Citi Double Cash® Card offer 2 percent cash back on purchases. With the Citi Double Cash Card, you’ll earn 1 percent cash back as you make purchases and another 1 percent cash back…
If reviewing your home insurance policy isn’t on your financial checklist, now might be a good time to add it. Although inflation has slowed, rebuilding costs increased from 2023 to 2024, according to a recent analysis from Verisk. Costs are expected to keep rising until at least April 2025. If…
Key takeaways Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies, but many others exist. You have the right to review your credit reports and dispute inaccurate information. Credit reports provide a…
A gold IRA may be an attractive investment if you’re looking to take advantage of the many tax benefits of an IRA retirement account. An IRA allows savers to amass money — either on a tax-deferred or tax-free basis — and compound their money faster than in a taxable account. Adding…
Key takeaways Breaking a lease doesn’t directly appear on your credit report, but unpaid rent or fees may lead to collections, which could harm your credit score. Communicating with your landlord, understanding your lease terms and paying any debts owed may help minimize the financial and credit impact. Alternatives like…
Phynart Studio/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Finding the best fast business loan involves figuring out how much loan you can afford and comparing loan types and lenders To apply for a fast business loan, you’ll need to check the lender’s requirements and gather the correct documentation Always…
Key takeaways Recurring credit card charges include any bills that are charged to your account automatically, including gym memberships and other subscription services. Subscriptions can be hard to keep track of and even harder to cancel. Using an app or subscription management tool is a popular way to find out…
Key takeaways Investing can be a way to take control of your financial future and grow your wealth over time. You can build a better financial future in 2025 by focusing on retirement accounts and investment funds, balancing long- and short-term investments and continuing to learn. Your financial journey can…
As we step into a new month, it’s the perfect opportunity to prioritize your financial wellness by increasing your savings. Whether your aim is to save for a particular goal, establish an emergency fund, or just improve your overall financial habits, implementing small, consistent changes can yield impressive outcomes. Here…
Key takeaways The average student loan debt for pharmacists was $170,956 as of 2024. Interest rates on pharmacy school student loans currently range from 3.47% to 14.83%. It may take pharmacists longer than the 10-year standard repayment term on federal student loans to pay off their debt. There are many…
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