Key takeaways Semi-truck financing can be easier to secure than other business loans, even if you are a new business or have bad credit Businesses can take advantage of depreciation and the Section 179 deduction to save money on taxes when buying equipment Online lenders and direct lenders specializing in…
Key takeaways Cards with an annual fee tend to offer better rewards than those that don’t. It’s helpful to gauge whether a card’s rewards outweigh the cost of the annual fee. If you have debt, it’s better to responsibly pay down your debt instead of signing up for card with…
Key takeaways Business lines of credit can help you build business credit while you improve cash flow. Lines of credit may have shorter repayment periods than a loan. Borrowers should be aware of the associated fees, which can add up quickly. According to the Federal Reserve Banks’ 2023 Small Business…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with Forbes during which he invoked Martin Luther King, Mother Teresa, Churchill, Caesar and Lincoln. At that point, in 1998, the company was a Wall Street darling, thanks to its dot-com-era…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
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Citi is an advertising partner. (The Citi Premier is no longer available) Key takeaways The Citi® Double Cash Card earns rewards as Citi ThankYou Points, which can be redeemed for cash, gift cards, travel and more. Points earned through this annual fee-free card are “basic”…
Dept Managmnt
Key takeaways Becoming debt-free starts by assessing your budget and determining how much you can realistically afford to put toward your outstanding balances.…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways The average student loan debt for pharmacists was $170,956 as of 2024. Interest rates on pharmacy school student loans currently range from 3.47% to 14.83%. It may take pharmacists longer than the 10-year standard repayment term on federal student loans to pay off their debt. There are many…
supersizer/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Black-owned businesses in the U.S. employ around 1.6 million Americans, according to the U.S. Census Bureau. Studies show that Black entrepreneurs face more challenges than their white counterparts to secure the capital they need. This is true, even if they have…
Managing your finances effectively doesn’t have to be overwhelming. Financial wellness apps simplify essential money tasks like budgeting and investing, helping you take control of your financial future. But with so many apps available, how do you know which one to choose? This guide dives into what financial wellness apps…
When it comes to investing, deciding your next move isn’t always simple or straightforward. Should you invest for retirement, pay off debt or save for your kids’ college? With so many financial priorities vying for attention, it’s easy to get stuck. But it doesn’t need to be complicated. Personal finance…
Running a small business can be precarious. A few slow months of sales, damage to a building or excess inventory bill can quickly throw off your cash flow and force you to close. This is why having cash reserves is essential to keeping your company afloat. Cash reserves act as…
ATM fees are among the most commonly charged banking fees — and they’ve hit a record high. The average total ATM fees are $4.77, according to Bankrate’s 2024 checking account and ATM fee study. Fortunately, many banks and credit unions are making it possible for customers to take out cash…
Thomas Barwick/Getty Images We often forget that cars are inherently dangerous due to their size, weight and rate of speed. This is why almost every state in the U.S. (New Hampshire is the exception) requires drivers to have car insurance. As a form of financial responsibility, car insurance helps financially…
Key takeaways Social media is a popular, often free marketing tool among small business owners Small businesses can use social media to build brand awareness with minimal upfront costs You can leverage social media for business by engaging with customers and overcoming pain points Customers expect you to interact with…
Many Americans have long struggled to build savings. However, high inflation and interest rates since the COVID-19 pandemic have made it even more difficult for people to save for emergencies. Only around 2 in 5 (41 percent) Americans would use their savings to pay for a major unexpected expense, such…
With Bitcoin’s recent meteoric rise in price, many investors are wondering how they can get in on the action. But with the price of one Bitcoin exceeding $100,000, how exactly can you invest in the world’s most valuable crypto coin? 3 ways to invest in Bitcoin without spending $100,000 One…
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