Key takeaways An online marketplace is a type of website or app where people go to buy and sell items, both new and used. Selling used items online can be an easy way to make extra money to boost your savings. If you’re looking to make extra money — while…
Delmaine Donson/Getty Images Key takeaways The BankAmericard® credit card has one of the longer intro APR offers on the market for balance transfers, making it a smart choice to pay off debt. If you use the BankAmericard to pay off debt, be aware that the card does include a 3…
Key takeaways Semi-truck financing can be easier to secure than other business loans, even if you are a new business or have bad credit Businesses can take advantage of depreciation and the Section 179 deduction to save money on taxes when buying equipment Online lenders and direct lenders specializing in…
Key takeaways Cards with an annual fee tend to offer better rewards than those that don’t. It’s helpful to gauge whether a card’s rewards outweigh the cost of the annual fee. If you have debt, it’s better to responsibly pay down your debt instead of signing up for card with…
Personal Finance
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Featured Articles
Most of Bankrate’s best regional banks of 2025 offer customers high yields on deposits as well as low account fees, low to reasonable minimum balance requirements and digital-banking conveniences. Many also offer convenient, user-friendly mobile apps and online banking services. Some of the top-tier regional…
Dept Managmnt
Key takeaways Becoming debt-free starts by assessing your budget and determining how much you can realistically afford to put toward your outstanding balances.…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
All News
Many Americans have long struggled to build savings. However, high inflation and interest rates since the COVID-19 pandemic have made it even more difficult for people to save for emergencies. Only around 2 in 5 (41 percent) Americans would use their savings to pay for a major unexpected expense, such…
Bitcoin’s Price Exceeds $100,000, But You Can Invest In The World’s Most Popular Crypto For Far Less
With Bitcoin’s recent meteoric rise in price, many investors are wondering how they can get in on the action. But with the price of one Bitcoin exceeding $100,000, how exactly can you invest in the world’s most valuable crypto coin? 3 ways to invest in Bitcoin without spending $100,000 One…
If you’re self-employed, you’ll likely be on the hook to pay self-employment taxes for Social Security and Medicare, in addition to income taxes. Because you don’t have an employer who is withholding these payroll taxes from your paycheck, it’s your responsibility to keep track of and then pay your estimated…
Credit Sesame explores the financial ripple effect of everyday choices, revealing how decisions in education, career, and living can shape your financial health and creditworthiness. The choices you make every day—where to live, which career to pursue, and how to further your education—can create ripples that shape your future in…
This page was originally published in 2022 and still contains relevant reader experiences from that time. The rest of the article has since been updated. Key takeaways One of the best features of this card is its flexible redemption options. You can redeem rewards for travel, gift cards, statement credits…
Key takeaways Renters insurance is typically quite affordable compared to many other types of insurance. Personal property insurance, personal liability insurance and additional living expenses coverage are typically included in a renters insurance policy. Standard renters insurance usually covers losses due to theft, but certain items may only be covered…
President Donald Trump signed dozens of executive actions on his first day in office, including some that could impact your taxes. Two executive orders focused on federal employees, including the imposition of a hiring freeze and a requirement that federal government employees return to the office. Both could have immediate…
10’000 Hours/Getty Images It’s not uncommon for someone to have a couple of bank accounts, but James Royal, Bankrate’s investing and wealth management reporter, has about two dozen of them. There’s a few pros to having multiple bank accounts (though there are a few cons too). You can earn a…
Citadel, D.E. Shaw And The World’s Top 20 Hedge Funds Gained A Record $94 Billion In 2024
Hedge funds have lost some of their luster in recent years, with institutions preferring to pour money in Wall Street’s newer crazes for dependable returns like private credit, but the most successful firms in the old guard are still delivering steady gains for their limited partner investors. The world’s top…
Tax returns are annual, and getting them filed also means starting the clock ticking for how long the IRS has to audit you. But when might you be in the clear? Your audit exposure is at least three years from when you file your return, but you might be a…