I experienced a few ups and downs this past year, including purchasing my first house and replacing my car when it was unexpectedly totaled. As you might expect after such events, my budget went a bit haywire. So, I was going to challenge myself to take back control of my…
Key takeaways United MileagePlus Dining allows you to earn United miles on everyday purchases at eligible restaurants in the program. Signing up for the program is free, but requires having a United MileagePlus account. The program does not require using a United credit card, but using one can help you…
Alistair Berg/Getty Images Key takeaways Seeing retailers offer discounts for cash payments — or assess fees when customers pay by credit card — is becoming more common than ever. In most U.S. states, adding convenience fees to credit card transactions is legal, but there are still rules businesses must follow…
Key takeaways You can get a mortgage with credit card debt, but your debt may contribute to reducing your overall creditworthiness. Paying off credit card debt before applying for a mortgage can improve your chances of getting approved and getting a lower interest rate. Credit card debt affects your debt-to-income…
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Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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Key takeaways Semi-truck financing can be easier to secure than other business loans, even if you are a new business or have bad credit Businesses can take advantage of depreciation and the Section 179 deduction to save money on taxes when buying equipment Online lenders…
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Key takeaways As of March 2025, new federal rules will remove all medical debt from consumer credit reports, including unpaid balances over $500.…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit card. Balance transfer fees are typically 3 percent or 5 percent of the total balance you transfer to your new card. It’s difficult to negotiate or avoid…
If you’re planning for retirement, you likely want the certainty of knowing exactly how much you’ll need in your golden years. If you know how much you’ll need, you can invest to be right on target. Unfortunately, what you actually need will only be known with the passage of time.…
With Bitcoin’s recent meteoric rise in price, many investors are wondering how they can get in on the action. But with the price of one Bitcoin exceeding $100,000, how exactly can you invest in the world’s most valuable crypto coin? 3 ways to invest in Bitcoin without spending $100,000 One…
Key takeaways You need proper identification to open a savings account, including your driver’s license or passport and your Social Security Number or Taxpayer Identification Number. You’ll also need to provide some personal information, including your date of birth, proof of address and contact information. Most banking institutions allow you…
Key takeaways Startup loans are designed for businesses that have not been in operation for long or have little to no credit history Different types of business startup loans work best in different situations, so you’ll want to consider all your options. Types of startup business loans include bank loans,…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key Takeaways A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad credit range, you will face less favorable outcomes with lenders (who may charge you higher…
January is often viewed as a month of new beginnings. With the holiday season behind us, it’s the perfect time to set fresh goals and tackle lingering financial challenges such as credit card debt. For many individuals, consolidating debt might seem like the logical step toward financial recovery. But is…
Key takeaways The Discover it® Student Chrome and the Discover it® Secured Credit Card are both viable options for students and are similar in almost every way. Both cards have the same rewards structure — including boosted rewards for dining and gas purchases — and both cards have no annual…
Key takeaways Savings accounts provide a safe space to stash your emergency fund and generally earn higher APYs than standard checking accounts. You can also use a savings account to grow money for planned purchases or other financial milestones. If you don’t yet have a savings account, consider opening one…
Image by MementoJpeg/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways A money market account often comes with features associated with a checking account such as a debit card or a checkbook, while a savings account does not typically offer those kinds of spending tools. High-yield savings accounts are often better choices…
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