Bitcoin has been flying high recently, and the token has recently been flirting with the $100,000 level after setting new all-time highs. Those are heady gains to be sure, but traders actually have ways to play Bitcoin that can earn them even higher profits than just owning Bitcoin directly. These methods…
Key takeaways The Discover it® Miles is a good starter travel rewards credit card for those who don’t want to spend much time tracking spending categories or redemption values. Unlike most other travel rewards credit cards, the Discover it® Miles offers a flat-rate rewards structure instead of boosted category rewards…
Key takeaways The American Express® Green Card offers 3X points on a wide range of travel and transit purchases, along with 3X points on restaurants worldwide This card also comes with Pay Over Time, allowing cardholders to carry a balance when they need to (terms apply) Cardholders will also get…
If you receive income, or have any taxable or reportable activity, such as a business or other entity, the government expects you to pay taxes. And to file taxes, the IRS requires that you provide a Taxpayer Identification Number. What is a Taxpayer Identification Number? A Taxpayer Identification Number, or…
Personal Finance
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
Featured Articles
A discharge in bankruptcy legally eliminates the debtor’s obligation to pay specific debts, providing financial relief and stopping collection efforts from creditors. While bankruptcy discharge can eliminate many unsecured debts, certain obligations like child support, alimony, most tax debts and student loans are usually ineligible…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
All News
Marriage and debt are like pregnancy and . . . nausea. For most people, you can’t have the exciting part without the latter. In fact, 63% of marriages start out in debt.1 Take Grace’s story, for example. She was completely debt-free with $10,000 in the bank before she got married.…
You’ve watched so many episodes of Fixer Upper you can practically guess what new home remodel miracle Chip and Joanna Gaines are about to pull off. And sure, their projects look hard, but you’re up for the challenge. Now you’re thinking of buying a fixer-upper yourself. Whether you’re a first-time…
Key takeaways Black Friday can be an excellent time to buy a car — if you can manage to find incentives for the car you want. Increased vehicle inventory will make it easier to find holiday car deals this year compared to last. If you want to save money and…
One of the questions I’m asked most often is, “How can I talk to my spouse about money?” If you’re looking for that answer, I’m so glad you’re here. Talking about money can be intimidating for any number of reasons. Maybe one of you is reluctant to tackle your money…
Do you think combining money and marriage is a recipe for disaster? You’re not alone. Money is the number one issue married couples fight about, and it’s the second leading cause of divorce, behind infidelity.1 When we talk about money in relationships of any kind, we’re bound to find some frustration…
Key takeaways Maintaining a good credit score after college is an important part of managing personal finances for recent graduates. A good credit score can make it easier to obtain loans, buy a car or rent an apartment. Creating and following a budget establishes the foundation for good financial health.…
STUDY SUMMARY 58% of Millennials are currently saving for retirement. Millennials are as likely to know how much money they’ll need to retire as Baby Boomers or Gen Xers. Millennials begin saving for retirement at an average age of 23. Downloads Infographics Have questions about this study? Email us or visit our newsroom for…
Key takeaways There are many reasons why you might lose financial aid, including unsatisfactory academic progress, not being enrolled in enough classes and an increase in parental income. In some cases, it may be possible to regain your financial aid, but it depends on the specific circumstances. Other options to…
STUDY SUMMARY 40% of workers say their employers do not provide any type of retirement or financial education. Seven out of 10 workers who have zero retirement savings do not have access to any retirement education from their employers. Employers who do not provide access to retirement education have employees…
STUDY SUMMARY 56% of Americans lose sleep thinking about retirement. People who associate confidence with retirement are most likely to have specific retirement goals and know what steps they need to take to reach them. Despite having bigger nest eggs, Gen Xers are more likely than Baby Boomers to lose…