Key takeaways One of the benefits of being an American Express card member is access to the Amex Offers program, which provides additional rewards and benefits for using your card.  Amex Offers can be found and activated through the American Express website or mobile app, and feature a variety of…

Evgeniia Siiankovskaia/Getty Images Investing in the stock market is a great way to grow your money over time. And if you’re aiming to build a large nest egg for retirement, investing in stocks is a wise choice, since you’ll need a portfolio that can grow faster than the rate of…

I experienced a few ups and downs this past year, including purchasing my first house and replacing my car when it was unexpectedly totaled. As you might expect after such events, my budget went a bit haywire.  So, I was going to challenge myself to take back control of my…

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Donald J. Trump has officially been sworn in as the 47th president of the United States, and he’s made some pretty big promises about what he’s going to do to help the economy. Some might even call them . . . yuge promises. (Okay, I’m…

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Key takeaways The Discover it® Student Chrome and the Discover it® Secured Credit Card are both viable options for students and are similar in almost every way. Both cards have the same rewards structure — including boosted rewards for dining and gas purchases — and both cards have no annual…

Key takeaways Savings accounts provide a safe space to stash your emergency fund and generally earn higher APYs than standard checking accounts. You can also use a savings account to grow money for planned purchases or other financial milestones. If you don’t yet have a savings account, consider opening one…

Image by MementoJpeg/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways A money market account often comes with features associated with a checking account such as a debit card or a checkbook, while a savings account does not typically offer those kinds of spending tools. High-yield savings accounts are often better choices…

Key takeaways Banks typically provide better exchange rates compared to airport kiosks or tourist areas. Understanding fees, spreads and rates helps you maximize your currency exchange value. Planning ahead typically saves three to five percent on conversion costs. Most banks require you to be an account holder to exchange currency.…

Key takeaways Bankrate’s analysis finds that cost of living impacts the average worker’s wages most in the San Francisco metro area, where high living costs effectively cut their buying power by more than 15 percent. Other places where workers lose the most ground on their wages are Los Angeles (13.4…

Key takeaways Sapphire Lounges by The Club offer complimentary food and beverages in exclusive spaces where visitors can relax and unwind before a flight. Eligible card members, such as those with the Chase Sapphire Reserve® card, enjoy unlimited visits to Chase lounges, while other Priority Pass Select members can take…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. When building your savings, it is important…

Key takeaways Multiple estimates on labor and parts can help you pick the most affordable repair shop. Work with your insurance to see if it has any discounts or options for in-network mechanics. Consider alternatives like a credit card or personal loan if the cost to repair is more than…

Key takeaways DACA recipients who complete the FAFSA will not be eligible for federal aid but may qualify for non-federal aid. Many state- and college-based programs, scholarships and grants require the FAFSA to determine eligibility. DACA students will need an SSN to complete the FAFSA, although their parents are not…

As pet ownership continues to rise, some people are turning to pet insurance to manage unexpected veterinary expenses. But with so many options and potential pitfalls, navigating the world of pet insurance can be overwhelming. Is it worth the cost? What should you look for in a policy? This can…