Planning your trip to Europe is full of complex decisions, but choosing the right credit card for your European experience doesn’t have to be one of them. While you may want to carry cash for small vendors and attractions, Europeans are still plastic payment fans. In 2024, cards made up…

ferrantraite/ Getty Images; Illustration by Austin Courregé/Bankrate There are many out-of-pocket expenses when you launch a new business. Depending on your industry, products or services and location, your startup funding needs could be as little as $100 for an online business to as much as $750,000 for a restaurant. While…

Key takeaways One of the benefits of being an American Express card member is access to the Amex Offers program, which provides additional rewards and benefits for using your card.  Amex Offers can be found and activated through the American Express website or mobile app, and feature a variety of…

Evgeniia Siiankovskaia/Getty Images Investing in the stock market is a great way to grow your money over time. And if you’re aiming to build a large nest egg for retirement, investing in stocks is a wise choice, since you’ll need a portfolio that can grow faster than the rate of…

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Key takeaways Paying more than the minimum on credit card debt can help you pay down the balance more quickly and pay less toward interest. Lowering your credit card balance also decreases your credit utilization ratio, which can have a positive impact on your credit…

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Key takeaways DACA recipients who complete the FAFSA will not be eligible for federal aid but may qualify for non-federal aid. Many state- and college-based programs, scholarships and grants require the FAFSA to determine eligibility. DACA students will need an SSN to complete the FAFSA, although their parents are not…

As pet ownership continues to rise, some people are turning to pet insurance to manage unexpected veterinary expenses. But with so many options and potential pitfalls, navigating the world of pet insurance can be overwhelming. Is it worth the cost? What should you look for in a policy? This can…

Key takeaways A net sheet itemizes the costs associated with the sale of a home to estimate the amount the seller will earn, or “net,” from the sale. Net sheets are typically prepared by your real estate agent, and you may get a new one with every offer made on…

Key takeaways Refinancing your auto loan can save you money by giving you new and better rates and terms, but it can also mean extending your loan term. To find the best new loan for your needs and ensure you’re saving money, it’s smart to use an auto loan calculator.…

Key takeaways The certified financial planner certification is one of the most highly sought-after designations for financial professionals and can add a lot of value to their careers. The CFP certification requires holders to abide by a fiduciary standard, putting their clients’ needs first. A CFP holder must pass an…

Key takeaways Semi trucks can cost from $70,000 to $200,000, making it hard for some businesses to purchase one without a loan The costs of a semi-truck loan include interest, fees, length of repayment and the down payment for the truck. Semi-truck financing interest rates often range from 6 percent…

Pekic/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt collectors can pursue old debts with the threat of lawsuit until the statute of limitations expires. The statute of limitation varies by state and debt type. Once the statute of limitations expires, debt collectors can no longer threaten to sue you.…

Pricing and availability in the auto market have been in flux over the past few years. While the industry has moved past computer chip shortages and shipping delays, the domino effects remain in the form of a tight used car market. Traditionally, since private sellers tend to be highly motivated…

Every parent dreams of providing the best possible future for their child, and this takes on extra meaning when raising a child with a disability. While your journey may include unique challenges, it also brings opportunities to create thoughtful, lasting plans for your child’s care and happiness. Life insurance becomes…

Being a successful investor often sounds simple, but that doesn’t mean it’s easy. Still, investing is the best way to build wealth over your lifetime and ensure that you’re able to live the life you want to live. So it can make sense to learn from the best investors to…