Before you invest your money, you’re likely wondering how much you’re going to earn. This is known as the rate of return or return on investment. The rate of return is expressed as a percentage of the total amount you invested. If you invest $1,000 and get back your original…

Photo_Concepts/Getty Images Key takeaways A car title is an essential legal document that proves who owns a vehicle. When selling a vehicle, you must transfer the title to the buyer. As a buyer, checking a vehicle’s title history before moving forward with a purchase is wise. It can help you…

Bitcoin has been flying high recently, and the token has recently been flirting with the $100,000 level after setting new all-time highs. Those are heady gains to be sure, but traders actually have ways to play Bitcoin that can earn them even higher profits than just owning Bitcoin directly. These methods…

Key takeaways The Discover it® Miles is a good starter travel rewards credit card for those who don’t want to spend much time tracking spending categories or redemption values. Unlike most other travel rewards credit cards, the Discover it® Miles offers a flat-rate rewards structure instead of boosted category rewards…

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Key takeaways Gas rewards programs are a free, easy way to earn rewards at gas stations you use regularly.  The rewards you get and how you can use them vary from program to program, so it’s important to pick the one that works for you.…

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STUDY SUMMARY 40% of workers say their employers do not provide any type of retirement or financial education. Seven out of 10 workers who have zero retirement savings do not have access to any retirement education from their employers. Employers who do not provide access to retirement education have employees…

STUDY SUMMARY 56% of Americans lose sleep thinking about retirement. People who associate confidence with retirement are most likely to have specific retirement goals and know what steps they need to take to reach them. Despite having bigger nest eggs, Gen Xers are more likely than Baby Boomers to lose…

STUDY SUMMARY 53% of working Baby Boomers who aren’t currently saving for retirement have no plans to save. Just 9% of middle-income workers save 15% or more of their income for retirement. Men are nearly twice as likely as women to have saved $250,000 for retirement. Downloads Have questions about…

Here’s the truth, you guys: Everyone needs a plan for their money. That’s why everyone needs a budget—and a family budget meeting! Now, when you hear “budget meeting,” you might think that sounds like a blast or the most awful thing ever (depending on your personality). Regardless of how you…

There’s nothing like a global pandemic to make you rethink some of your Christmas traditions. Do I really want to host a potluck? Should we even bother with new Christmas outfits? Guess I’m doing all my Christmas shopping online this year!  We all look forward to Christmas traditions, like decorating…

It happens to most of us. In the beginning, you’re excited about investing. You’re learning where to put your money, and as your accounts grow, you’re feeling good about your retirement. Then, something happens. Maybe you get married, divorced or have a new baby. Or maybe you move to a…

STUDY SUMMARY Money is the number one issue married couples argue about. 86% of couples who got married in the last five years started out in debt. The higher a couple’s debt burden, the more likely they are to argue about money. Couples in healthy marriages are much more likely…

If you’re new to the world of investing, you’re probably wondering whether you need the help of a financial advisor. Here’s the truth: Even the most seasoned investors find value in having an investment professional guide their overall financial plan. According to a Ramsey Solutions research study, 44% of people who partner…

We’ve all seen them. Bright yellow and red signs with promises of instant cash to help you get to payday. And all you have to do is sign over your dignity and any leftover hopes of being financially stable in the near future. Yup—we’re talking about payday lenders. They’re the…

Preparing for your first meeting with a financial planner? Congrats! That’s a big step! It’s no secret that a lot of Americans feel clueless and helpless about retirement. Not having a solid plan could create an uncomfortable retirement that leaves you strapped for income and dependent on your children. And…