PeopleImages/ Getty Images Key takeaways Virgin Red is a loyalty rewards program launched by the Virgin Group and is not a replacement for their existing Flying Club program. Members can earn Virgin Points through online shopping, travel, unique experiences and credit card partnerships. Points can be redeemed for flights, hotel…

Key takeaways If you’re a business owner in the market for a business credit card, there can be benefits to getting a credit card from the same issuer as your personal card. Building a positive, lasting relationship with a card issuer can lead to more credit opportunities. It also might…

Key Takeaways Click to Pay allows customers to make purchases with just one click, eliminating the need to manually enter credit card information. Click to Pay is a safe and secure method, as it uses tokenization and two-factor authentication for transactions. While convenient, users must be careful not to overspend…

Before you invest your money, you’re likely wondering how much you’re going to earn. This is known as the rate of return or return on investment. The rate of return is expressed as a percentage of the total amount you invested. If you invest $1,000 and get back your original…

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SDI Productions/Getty Images Since 2003, the IRS has provided an online tool that lets you track the status of your refund electronically. You can access the “Where’s My Refund?” tool as soon as 24 hours after you e-file your tax return (or four weeks after…

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SDI Productions/Getty Images Key takeaways Older adult students can access scholarships and grants to help pay for the cost of higher education. Opportunities for older students also include potential school-provided funds, federal student aid and private funds, including assistance that may be offered by their employer. Students with work experience…

If you think house hunting is like trying to find toilet paper during a pandemic, you’re not alone. More than half of home buyers say finding the right home is the most challenging step of the home-buying process.1 But don’t let that get you down. If you stay focused, you’ll find…

ImagePixel/Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways As a cosigner on an auto loan, your credit suffers if the vehicle is repossessed. You may also be responsible for paying more on the loan even after repossession. You have options for avoiding repossession, including working with the lender to come…

There you were, just minding your own business—and then wham! An emotionally compromised teenager was texting their BFF while driving, ran a red light, and smashed into your car. A thief broke into your apartment while you were off on vacation and stole a bunch of your stuff. Your washing…

Gazelle intensity. You’ve heard the phrase tossed around, but do you know what it means?  While it might sound like something that only National Geographic would care about, we promise it actually does have something to do with money and your debt-free journey. So, lend us an ear, and we’ll tell you…

You’ve probably heard of Murphy’s Law, right? It says that anything that can go wrong will go wrong. If Murphy has set up camp in your spare bedroom and you’re not sure how you’re going to cover those emergency expenses or pay down your debt, we get it—it can be…

Wondering just how much debt the average American has? We’ve got you covered! We’re going to look at the average American debt and break it down by age and different types of debt, like student loans, mortgages and credit cards. These numbers may make it look like everyone is drowning…

It’s weird to look back over 20 years and see how much has changed in your world. For me, it’s things like, The Dave Ramsey Show is now The Ramsey Show. I’m no longer the only host—I co-host the show with the Ramsey Personalities. My company had fewer than 200…

Credit Sesame discusses credit in 2024–trends, tools, products, and outlook. Credit remained a cornerstone of financial activity in the United States throughout 2024, but significant shifts occurred due to economic trends, technological advancements, and evolving consumer behaviors. 1. The economy and trends in credit in 2024 The U.S. economy in…

A codicil, you ask? We know. It sounds like some kind of prescription drug. But no, it won’t help you with your arthritis. Codicils actually have to do with wills. If that’s why you’re asking What is a codicil? then you’re in the right place. What Is a Codicil to a…