Key takeaways Business bank loans offer flexible terms and attractive interest rates Businesses should expect longer waiting periods for approval and slower funding times when applying for a business bank loan Types of business bank loans include term loans, equipment loans, microloans and lines of credit Business bank loans are…
Key takeaways A good credit card APR is a rate that’s at or below the national average, which currently sits above 20 percent. While there are credit cards with APRs below 10 percent, they are most often found at credit unions or small local banks. If you don’t have good…
Logo courtesy of Gainbridge; Illustration by Hunter Newton/Bankrate Gainbridge, a relatively new player in the annuity market, offers different annuity products designed to cater to different needs. Gainbridge aims to make these complex financial products more accessible to everyday investors while taking a digital-first approach on a small slate of…
Key takeaways There are a couple of ways to get cash using your credit card: cash back rewards and cash back in the form of cash advances. It’s important to understand the difference between these terms, so you don’t incur fees and high interest rates when swiping your card. Cash…
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Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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Key takeaways United MileagePlus Dining allows you to earn United miles on everyday purchases at eligible restaurants in the program. Signing up for the program is free, but requires having a United MileagePlus account. The program does not require using a United credit card, but…
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Key takeaways As of March 2025, new federal rules will remove all medical debt from consumer credit reports, including unpaid balances over $500.…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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It’s now the norm for Americans to file their taxes online — the IRS reports that more than 90 percent of individual tax returns were e-filed in 2023, the most recent data available. Even most professional tax preparers are required to electronically file returns on behalf of their clients. If…
kate_sept2004/Getty Images If you’re looking to do your taxes on your own, you want to choose the right software to fit your needs. We analyzed the top online tax providers to help you find the best tax software for your budget and situation, so you can file your taxes accurately…
Rebecca Noble / Stringer / Getty Images President-elect Donald Trump launched a cryptocurrency called $TRUMP on Friday night, taking the crypto world by storm and making some investors big money overnight. The token’s price surged to more than $33 at one point on Saturday afternoon, with a market capitalization surpassing…
Credit Sesame’s personal finance news roundup January 18, 2025. Stories, news, politics and events impacting personal finance during the past week. Mortgage rates surge past 7%Inflation continues to accelerateRetail sales showed solid growth in December 202452% of Americans dissatisfied with savingsPPI small rise in December contrasts with large rise for…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Patchareeporn Sakoolchai/Getty Images Key takeaways Refinancing does not require a down payment, but you may be required to pay fees like prepayment penalties or transaction fees. If you want to refinance a loan, you’ll need equity in the car, a stable or better credit score and a current loan that…
Key takeaways Getting the timing right on your credit card application may increase your chances of approval while potentially reducing the impact on your credit score. If your balance is high, or if you’re making a big purchase, are preapproved or referred or you meet other metrics, it may make…
Key takeaways Frontier Miles, Frontier Airlines’ frequent flyer program, lacks many of the bells and whistles of other airline loyalty programs, such as broad redemption options and the ability to upgrade to premium cabins. However, Frontier Airlines is one of the most affordable carriers for flights with the U.S. and…
Yana Iskayeva/ getty Images Key takeaways The Chase Slate Edge is a popular balance transfer credit card due to its intro APR offer, as well as the fact that it doesn’t charge an annual fee. This card also gives you the chance to see your interest rate drop by 2…
Lost income: If you have to temporarily close your business while repairs are made, equipment breakdown insurance will cover lost business income. Additional expenses: Equipment breakdown will cover additional expenses you might face after a claim, like mandatory inspections. Food spoilage: For food and beverage businesses, equipment breakdown insurance covers…
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