If you feel backed into a corner by debt and you’re thinking about filing for bankruptcy, we see you. We know you’re scared. But you can get through this. Let’s talk through what you need to know about filing for bankruptcy, so you can be as prepared as possible. Should…
Dentists tend to face a distinct set of tax considerations. Most earn high incomes, own practices that generate business deductions, and regularly purchase equipment — all of which can significantly affect their tax liability. Dental practices are also classified as specified service trades or businesses (SSTBs) under federal tax rules,…
A $2.5 million portfolio could support $100,000 in annual retirement spending, but taxes might require you to withdraw more than that amount. Account type determines the portion of each distribution you keep. Knowing that amount can help you estimate whether your spending goal is sustainable and what adjustments you may…
Thinking about buying a new (or new-to-you) car? Before you take out a car loan from the first dealer who gives you the thumbs-up, you need to make sure you know exactly what you’re signing up for—and how much it’ll really cost you. Right now, the average car payment is…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
At 59, $1.6 million may be enough to retire, but leaving work also means giving up health insurance coverage from your employer. Medicare generally doesn’t become available until age 65. Paying marketplace premiums during that six-year gap could increase your withdrawal rate, and that may…
Dept Managmnt
In her half-century on earth, Torry Holmesly has been subjected to neglect, violence, eviction and homelessness. So, if you ask her about what…
Banking
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30% from 2023, according…
Credit Cards
All News
Comparing New Jersey vs. New York taxes highlights differences in how income, property and sales taxes affect residents on both sides of the Hudson River. New York typically imposes higher income tax rates, especially on high earners, while New Jersey’s property taxes rank among the highest in the country. Sales…
Choosing investments for retirement means finding the right balance between safety and growth. You want a mix that can handle market ups and downs while giving you steady income. Since there’s no one right answer, a financial advisor can help you build a plan that fits your goals, risk level…
Key takeaways The Biden administration ultimately cleared $183.6 billion in student loan debt before leaving office. The Trump administration moved to strike down federal income-driven repayment, consolidation and forgiveness plans. Court rulings currently have federal programs in limbo, but applications to key debt consolidation and repayment structures were reinstated on…
Tesla’s sales continue to plunge in Europe, punctuating the trouble the carmaker has had since 2025 began in getting consumers on the continent into its cars. In April, major Euro countries saw huge double-digit percentage declines in registrations. It all comes amid a backdrop of CEO Elon Musk refocusing on…
Friendship and camaraderie: If you are heading off to college and worried about making friends, joining a sorority can help tremendously. Joining means you will instantly belong to an organization with many members who may share common goals. While each sorority is different, joining Greek life means you’ll have a…
At some point in their lives, the majority of Americans may feel the sting of unemployment, even if only for a few weeks. While having an emergency fund can be a great resource to keep the bills paid without you having to dip into investments, it can be hard to…
Choosing between an LLC and a corporation can affect how you pay taxes, raise money, handle paperwork and manage your liability. Both offer limited liability, but they differ in flexibility, tax rules and how they operate. Your choice should match both your current business needs and your long-term plans.A financial…
As retirement gets closer, many investors focus more on protecting their money than growing it. Fixed-income investments can help by providing steady interest payments and reducing stock market risk. With the right strategy, these investments can help cover living costs, lower risk and add to Social Security or pension income.A…
Key takeaways The application process for traditional and no-interest car loans is nearly identical, but you’ll need excellent credit to qualify for the lowest rates available. Interest-free auto loans are available through manufacturer-owned, captive finance companies and are reserved for new or certified pre-owned (CPO) models. Despite their potential drawbacks,…
Key takeaways If you have a qualifying circumstance, such as unemployment or a major illness, you can defer student loan payments. Deferment means you are stopping student loan payments temporarily. Interest can still accrue during deferment, and you will still need to make the payments later. Federal student loans have…
Editor's Pick
