It was a close call for a dog named Max when fire raged through his Altadena neighborhood. The brindle-coated Corso mix hid, huddled and scared, under some bushes in his yard as the Eaton fire ravaged his street. Firefighters and photojournalists in the area could hear his terrified barks. As…

PayPal was one of the 5 percent cash back bonus categories on the Chase Freedom Flex® card during the final three months of 2024, so I made every effort to maximize my PayPal spending. I had to get creative to hit the $1,500 spending limit for that quarter’s categories (activation…

Personal Finance

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Buying a home is one of the biggest financial decisions of your life. If you think you’re ready to buy a house in 2025, finding a real estate agent with the right experience to guide you through the process will be key. There’s no shortage…

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President-elect Donald Trump plans to create an External Revenue Service to collect tariffs, duties and revenues from foreign sources, he said via social media on Tuesday. “I am today announcing that I will create the External Revenue Service to collect our tariffs, duties, and all revenue that comes from foreign…

Applying for a home equity financing is similar to applying for a mortgage. You may wonder, then, do home equity loans have closing costs? And how about HELOCs? While the average home equity loan closing costs can be comparable to primary mortgages — a range of 2–5 percent of the…

Key takeaways You can sell your car online through an online dealer or a private sale marketplace. Check your car’s worth so you know a fair price to ask for your vehicle. To sell your car on a marketplace, prepare an ad, add photos and videos and maintain your vehicle…

Key takeaways Tax credits and deductions can help students, their parents and educators offset the costs of higher education and classroom supplies. For the lifetime learning credit and the American opportunity tax credit, income limits of $90,000 for single filers and $180,000 for joint filers apply. The income limit to…

DeFi — short for decentralized finance — is a new vision of banking and financial services that is based on peer-to-peer payments through blockchain technology. Via blockchain, DeFi allows “trust-less” banking, sidestepping traditional financial middlemen such as banks or brokers. What’s in it for investors? DeFi promises to allow investors…

Daniel Tardif/Getty Images Key takeaways A business line of credit (LOC) can provide financing for larger business expenses but could be more difficult to qualify for than a business credit card. An LOC offers financing for a defined draw period during which you can access the funds, whereas…

John Smith/VIEWpress/Getty Images Key takeaways The Wells Fargo Autograph℠ Card rewards you with 3X points on restaurants, travel, gas stations and EV charging stations, transit, select streaming services and phone plans. The card also offers some travel benefits — such as an auto rental collision damage waiver and…

Key takeaways Fiduciary duty obligates a professional to act in the client’s best interests. This can apply to financial advisors, attorneys, real estate agents and other professionals. Fiduciary duty is legally binding and forbids the fiduciary from acting in the best interests of themself or their employer. While it may…

Alistair Berg/Getty Images Key takeaways Credit card extended warranties can provide coverage for purchases with manufacturer’s warranties, potentially saving thousands of dollars on repairs or replacements. The terms and coverage of extended warranties vary by credit card, so it is important to read the fine print and understand what is…

Launching a startup business is exciting, but it can also be stressful if you need external money to keep the momentum going. While the U.S. Small Business Administration offers several small business loans for established companies, there are also some loan options available to new ventures. This guide will cover…