Key takeaways Credit card points are a type of rewards currency that can be earned in exchange for eligible credit card spending. To earn boosted points on your credit card, you’ll need to maximize bonus category spending, earn any available welcome bonus and take advantage of promotional offers. To get…

Image Source/Getty Images In any given year, about one in 700 insured homes files a property damage claim due to theft, according to the Insurance Information Institute (Triple-I). Although burglaries are down more than 18 percent since 2020, that doesn’t mean you don’t need to worry about them. In 2023,…

Key takeaways The loan options for purchasing land differ from a home purchase mortgage and are usually more expensive. Land plots for sale can be difficult to find. Some real estate agents are Accredited Land Consultants who specialize in the subject. Before making an offer, research the property thoroughly and…

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Key takeaways Commercial truck loan rates can range from 6 percent to 35 percent or higher You might find favorable loan terms like no down payment from specialized commercial truck lenders Consider SBA loans for semi-truck financing, especially the 504 loans, which are designed for…

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It’s not always easy finding competitive yields if you own a business. A business certificate of deposit (CD) can be a great way to earn a fixed annual percentage yield (APY) on money you can put into an account for a specified term. This page will provide you with some…

katleho Seisa/Getty Images Key takeaways The BankAmericard® credit card comes with a great introductory APR, making it a solid option for people to pay off credit card debt over time. The Bank of America® Unlimited Cash Rewards credit card offers good long-term value with access to cash back, the ability…

Francesco Carta fotografo/Getty Images Bitcoin Cash is considered a faster and cheaper alternative to Bitcoin and was created in 2017 after Bitcoin experienced a hard fork in its blockchain. Here’s how Bitcoin Cash came to be and what you need to know about its purpose within the crypto universe. What…

Carlina Teteris/Getty Images When looking for a financial advisor, you’ll encounter various compensation arrangements, including fee-only advisors and fee-based advisors. Fee-only advisors and fee-based advisors sound very similar, but they have some major differences, and it could have a big impact on the kind of advice you receive as a…

You might consider an SBA microloan if you’re trying to start or expand a small business. But how exactly does getting a microloan through the SBA work? What do you need to meet the requirements? What do terms look like? How do you get started with an application? We’ll answer …

Key takeaways A car lease agreement is a legal contract laying out the terms of paying for and using a car over a set period of time. Before you sign a lease agreement, make sure you understand its terms, such as acquisition fees or monthly payments. You may also notice…

If you’re a small business owner looking for financing options, you may have come across the term “SBA loan.” But what exactly is an SBA loan? In this blog post, we’ll dive into the details of what SBA loans are, the pros and cons, and how to apply, while helping…

Key takeaways To prepare for getting a mortgage, be sure to know what you can realistically afford, how much you’ll have saved for a down payment and if you need to improve your credit score before applying. Comparing offers from multiple lenders — at least three — could save you…

We could all use a little extra money, and a good side hustle is one way to get it. A side hustle could help you save enough for a down payment on a car or house, fund that vacation you’ve always wanted, boost your investment portfolio, help you pay down…

Small businesses are critical to our nation’s success. That’s why the federal government launched the Small Business Administration (SBA) to help foster small businesses in America. Although the SBA offers many resources, one of the most well-known are SBA 7(a) loans. In this guide, we’ll go over what an SBA…