Key takeaways There are many ways to redeem cash back, points and miles, but those options vary by card and issuer. When it comes to points and miles, you can often heighten your rewards value with travel portal bookings and transfer travel partners. You can typically redeem cash back for…

PeopleImages/ Getty Images Key takeaways Virgin Red is a loyalty rewards program launched by the Virgin Group and is not a replacement for their existing Flying Club program. Members can earn Virgin Points through online shopping, travel, unique experiences and credit card partnerships. Points can be redeemed for flights, hotel…

Key takeaways If you’re a business owner in the market for a business credit card, there can be benefits to getting a credit card from the same issuer as your personal card. Building a positive, lasting relationship with a card issuer can lead to more credit opportunities. It also might…

Key Takeaways Click to Pay allows customers to make purchases with just one click, eliminating the need to manually enter credit card information. Click to Pay is a safe and secure method, as it uses tokenization and two-factor authentication for transactions. While convenient, users must be careful not to overspend…

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d3sign/ Moment/ Getty Images Key takeaways The Credit CARD Act of 2009 standardized the allocation of credit card payments among different balances. Card issuers must allocate credit card payments above the minimum payment according to the highest interest rate balance first, in descending order. Making…

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A codicil, you ask? We know. It sounds like some kind of prescription drug. But no, it won’t help you with your arthritis. Codicils actually have to do with wills. If that’s why you’re asking What is a codicil? then you’re in the right place. What Is a Codicil to a…

Credit Sesame’s personal finance news roundup November 16, 2024. Stories, news, politics and events impacting personal finance during the past week. 50% of retirees find retirement savings inadequateConsumer debt grew faster pace in Q3 2024Over 75% middle-income Americans save for retirementConsumer credit delinquencies continue to riseInflation continues to rise at…

There are times in life when you have to make some big decisions. Where to go to college, who you’re going to marry, what house to buy . . . you know what I’m talking about! These are decisions that are going to have an impact on the rest of…

When it comes to retirement, most people find themselves either sitting in the regret of past money mistakes or winning big-time with money, on track to enjoy a retirement they’ve always dreamt about. Here’s the difference: Those who are on track to reach their retirement goals have a plan. They’re…

Vomiting. Loss of appetite. Depression. Shortness of breath. Insomnia. Wanting to keep on driving past work till you reach Mexico. These symptoms describe many Americans’ Sunday afternoon as they stare down a 40-plus-hour workweek. They’re known as the Sunday Scaries. Let’s dig into why the Sunday Scaries are even a…

Losing your job or getting your hours cut at work can feel like a punch to the gut—followed by a million panicky thoughts about what you’ll do now. And especially what you’ll do without your health insurance benefit! It’s okay. Plenty of people go through this and you’ll be just…

We know nobody’s talking about rising health care costs because it’s super affordable right now and nobody’s struggling at all. (That . . . is sarcasm.) But we thought we’d address it anyway—specifically, how to save on health care. You know, just in case you felt like saving money sometime.…

You know that feeling you get when you find $20 in your pocket? Imagine finding $500! And if you can find that kind of money without cutting the budget, that’s even better, right? So, what’s the trick? It’s quick and easy—all you have to do is take a look at…

If you’re reading this article, you might be frustrated in your current job. You’re craving more responsibility, influence and fulfillment at work. You’re the kind of person who’s got their eyes fixed on the next goal, and I’m all about it. If this is you, it’s likely you want a…

For years, we’ve been told that going to college is part of the American Dream. That a degree is the golden ticket to a well-paying job and meaningful work. That it’s the only way for someone to avoid missing out on their full potential. But folks, the narrative is changing—and…