Images by GettyImages; Illustration by Bankrate When it comes to saving for retirement, setting aside money early in your career is generally the best approach. That money has more time to compound and grow than money you save when you’re older. But in reality, many people aren’t able to save…
Key takeaways Business bank loans offer flexible terms and attractive interest rates Businesses should expect longer waiting periods for approval and slower funding times when applying for a business bank loan Types of business bank loans include term loans, equipment loans, microloans and lines of credit Business bank loans are…
Key takeaways A good credit card APR is a rate that’s at or below the national average, which currently sits above 20 percent. While there are credit cards with APRs below 10 percent, they are most often found at credit unions or small local banks. If you don’t have good…
Logo courtesy of Gainbridge; Illustration by Hunter Newton/Bankrate Gainbridge, a relatively new player in the annuity market, offers different annuity products designed to cater to different needs. Gainbridge aims to make these complex financial products more accessible to everyday investors while taking a digital-first approach on a small slate of…
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Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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I experienced a few ups and downs this past year, including purchasing my first house and replacing my car when it was unexpectedly totaled. As you might expect after such events, my budget went a bit haywire. So, I was going to challenge myself to…
Dept Managmnt
Key takeaways As of March 2025, new federal rules will remove all medical debt from consumer credit reports, including unpaid balances over $500.…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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DaniloAndjus / E+ / Getty Images Key takeaways A student card can be an ideal way to start building credit if you have little to no credit history. Most student credit cards are designed for students with student centric perks and relaxed credit requirements. In addition to practicing good credit…
The broker eToro is a three-way marriage between crypto exchange, traditional securities broker and social media site – resulting in some fun and innovative features that traders may really appreciate. For example, the broker’s CopyTrader features lets clients see what a qualified group of traders is trading and buy it…
Key takeaways The Capital One Venture Rewards Credit Card and the Discover it® Miles are midtier travel cards that offer valuable rewards with low annual fees. Capital One Venture cardholders can earn a generous welcome bonus, elevated rewards on hotels and rental car purchases through Capital One Travel and a…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire, has burned more than 23,000 acres. Thanks to dry and windy conditions, the fires are continuing to spread. At least 25 people are believed to have died in the fire…
Armed with $50 billion in dry powder, Swedish private equity firm EQT believes it can become the number one buyout firm in Asia and Europe, despite its lack of interest in the booming private credit business. By Hank Tucker, Forbes Staff Conni Jonsson grew up on a farm in rural…
PayPal was one of the 5 percent cash back bonus categories on the Chase Freedom Flex® card during the final three months of 2024, so I made every effort to maximize my PayPal spending. I had to get creative to hit the $1,500 spending limit for that quarter’s categories (activation…
Key takeaways Interest-only mortgages let you pay just the accruing interest on your loan for an introductory period — but they come with high payments once that period ends. These loans mainly benefit those planning to move or anticipating a big income increase within a decade. Since the Great Recession,…
Michael Hanson/Getty Images Key takeaways Tuition insurance can reimburse educational expenses should there be a covered reason for early withdrawal from college. Typical coverage includes a life-altering or chronic illness or injury, a debilitating illness or a death in the family. College tuition insurance generally costs 1 percent of tuition…
Water damage can cause serious harm to your home, rapidly totaling thousands of dollars in damage and requiring months of reconstruction. You may think it won’t happen to you, but no matter where your home is located or how recently it was built, water damage is a very real possibility.…
Key takeaways Anyone who owns a home has equity in it — it’s the portion of the property that you own outright, as opposed to being financed or encumbered with debt in some way. Your home equity percentage increases as you pay down your mortgage. It can also rise if…
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