Key takeaways There are many ways to redeem cash back, points and miles, but those options vary by card and issuer. When it comes to points and miles, you can often heighten your rewards value with travel portal bookings and transfer travel partners. You can typically redeem cash back for…
PeopleImages/ Getty Images Key takeaways Virgin Red is a loyalty rewards program launched by the Virgin Group and is not a replacement for their existing Flying Club program. Members can earn Virgin Points through online shopping, travel, unique experiences and credit card partnerships. Points can be redeemed for flights, hotel…
Key takeaways If you’re a business owner in the market for a business credit card, there can be benefits to getting a credit card from the same issuer as your personal card. Building a positive, lasting relationship with a card issuer can lead to more credit opportunities. It also might…
Key Takeaways Click to Pay allows customers to make purchases with just one click, eliminating the need to manually enter credit card information. Click to Pay is a safe and secure method, as it uses tokenization and two-factor authentication for transactions. While convenient, users must be careful not to overspend…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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d3sign/ Moment/ Getty Images Key takeaways The Credit CARD Act of 2009 standardized the allocation of credit card payments among different balances. Card issuers must allocate credit card payments above the minimum payment according to the highest interest rate balance first, in descending order. Making…
Dept Managmnt
Key takeaways Debts taken on during the marriage are often shared, while those incurred before or after may remain the responsibility of the…
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The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Every four years, citizens across our country head to the polls to choose the next president of the United States. Together, we make a critical decision about the future of our country. And after months of ruthless banter, an onslaught of toxic social media, and deafening political commentary, we stand in…
Your thoughts are racing, you haven’t been able to sleep soundly for a week, and your stomach’s in knots—all because of a trip to the grocery store or a look at your checking account. If these anxious responses to situations around money seem familiar, you might be dealing with financial…
You may have seen that the Federal Trade Commission (FTC) recently adopted a ban on noncompete agreements—meaning they’re now prohibited in most employment situations nationwide. At first glance, a noncompete agreement might sound like it contains a bunch of fancy legal jargon, but you don’t need a law degree to…
At its core, a variable annuity is designed to provide a steady stream of income during retirement. But these financial products are more complex, costlier and riskier than other types of annuities. Yes, you can potentially grow your annuity’s value if the underlying investments in the account perform well. But…
Saving for a house is no walk in the park—unless that park is a mountain. In fact, nearly 3 of every 10 first-time home buyers say the most difficult step in the home-buying process is saving for a down payment.1 But when you set a clear goal, you can see…
When you’re buying a house, wouldn’t it be awesome if you had the widest selection and the lowest prices to choose from? Kind of like Amazon. That would be some sweet convenience! The problem is, finding a house is all about timing. And it can be a moving target to…
Key takeaways Missing a single payment may not have serious consequences, but multiple missed payments can negatively impact your credit score. If you miss a due date, it’s important to make at least the minimum payment as soon as possible. Consequences include a potential hit to your credit score, late…
Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month? Yeah, we’ve heard that stuff too. And it’s nonsense! The truth is, not everyone should buy a house. Because, if you sign the…
Key takeaways With a Thrift Savings Plan (TSP) loan, uniformed service members and federal employees can borrow against their retirement plans, often with lower interest rates and easier qualification criteria than other lending options. You can borrow a minimum of $1,000. The maximum annual contribution in 2024 is $23,000. Eligible…
Listen to this article Ready to sell your house? It’s a major decision, and no matter what crazy stuff is going on in the world, selling your house is always a big deal. You’ve made dozens of memories there and spent time, money and effort turning your house into a home.…
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