Martinns/GettyImages; Illustration by Hunter Newton/Bankrate A money market account is a type of savings deposit account that tends to offer check-writing privileges and a debit card for ATM access to your savings. Typically, savings accounts usually don’t let you write checks from the account, making money market accounts a unique…
Key takeaways There are many ways to redeem cash back, points and miles, but those options vary by card and issuer. When it comes to points and miles, you can often heighten your rewards value with travel portal bookings and transfer travel partners. You can typically redeem cash back for…
PeopleImages/ Getty Images Key takeaways Virgin Red is a loyalty rewards program launched by the Virgin Group and is not a replacement for their existing Flying Club program. Members can earn Virgin Points through online shopping, travel, unique experiences and credit card partnerships. Points can be redeemed for flights, hotel…
Key takeaways If you’re a business owner in the market for a business credit card, there can be benefits to getting a credit card from the same issuer as your personal card. Building a positive, lasting relationship with a card issuer can lead to more credit opportunities. It also might…
Personal Finance
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
Featured Articles
fizkes/ iStock / Getty Images Plus Your credit limit — that is, the maximum amount available for you to spend using a credit card — is usually a mystery until after you get approved for a new credit card. Therefore, it’s understandable that you may…
Dept Managmnt
A discharge in bankruptcy legally eliminates the debtor’s obligation to pay specific debts, providing financial relief and stopping collection efforts from creditors. While…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Listen to this article Ready to sell your house? It’s a major decision, and no matter what crazy stuff is going on in the world, selling your house is always a big deal. You’ve made dozens of memories there and spent time, money and effort turning your house into a home.…
Key takeaways Peer-to-peer lending involves borrowing money from a group of people or a company, rather than a traditional lender like a bank or credit union. A peer-to-peer platform connects you with a group of investors that may be able to fund your loan. Peer-to-peer lenders tend to have lower…
So, you’re eager to pay off your mortgage early? That’s a great financial goal to set for yourself! Not only is there huge freedom in being completely debt-free and living in a paid-for house, but it’s also a great way to build wealth—getting rid of your house payment leaves you…
Key takeaways Personal loans are best for one-time, set expenses, while personal lines of credit are best for projects or purchases that require flexibility. Both options offer lower average rates than credit cards for borrowers with good credit. Repayment terms depend on how much you borrow and the lender you…
You’ve scrimped and saved like Uncle Scrooge, and now you’re ready to put that pile of cash toward buying a house. Congrats! But dropping hundreds of thousands of dollars on a home can feel about as high-stakes as putting all your chips on black and spinning the roulette wheel—especially if…
Key takeaways Commuting can be much more costly than just gas. In fact, it could cost you thousands more than if you worked a hybrid or fully remote job. If you’re driving to work or being called back into the office, find the best car for your commute by considering…
Warren Buffett is arguably the world’s most famous investor, and his investment moves are closely followed. Each quarter, the company he runs, Berkshire Hathaway, discloses its current holdings to shareholders. Here are some of the changes Buffett and his two investment officers, Todd Combs and Ted Weschler, made during the…
Unless you’re one of those unicorns who knows they were born to be an astronaut, figuring out what you were created to do can feel overwhelming. And if you’re not satisfied in your career right now, that’s okay. I’m going to walk you through six steps to choosing a career…
northlightimages/Getty Images Key takeaways Each state has a different statute of limitations on car repossession debt, including auto loans, with most ranging from three to six years. After the statute of limitations has passed on your debt, debtors and collectors can still contact you. However, they can no longer bring…
Americans spend an average of $141 every month on their phone bill.1 That’s almost $1,700 a year! The good news is, there are plenty of phone plans at different price levels to choose from. Let’s explore the best options for the cheapest cell phone plans—so you can find one that fits…