If you drive for a rideshare company like Uber or Lyft, it’s important to understand how your auto insurance could be affected. Using your car for ridesharing requires additional coverage in the form of rideshare insurance to ensure you’re financially protected while driving. Neither your personal auto insurance policy nor…

Key takeaways There is no minimum amount of debt required to file for bankruptcy.  Because of legal fees and long-term financial consequences, it may not be worth filing with less than $10,000 in dischargeable debt. Filing for bankruptcy is best reserved as a last resort because it is expensive and…

Normally, I’d tell you it’s what’s on the inside that counts. But in this case, it’s not the only thing that counts. When it comes to a walking into a job interview, your appearance absolutely matters. While there’s a lot about the hiring process that’s out of your control, what you…

From the very beginning, American Consumer Credit Counseling has been dedicated to two primary goals: providing accessible financial education to Americans at no cost and assisting them in achieving debt freedom. While it’s great to hear about our services directly, hearing from real clients who have experienced our debt management…

Key takeaways Consider the countries and currencies an app supports, the transfer limits and fees, the speed of the transaction and security features. Money transfers can be done through mobile apps and websites. Using an app to make international money transfers has become a popular way to send funds directly…

So you’ve made some money investing — or really any asset trade where you came out ahead. Congrats on the big score. But don’t count your profits too quickly because Uncle Sam wants his cut of your gains, too. If you’ve realized a profit on an investment in a taxable…

So you’ve decided it’s time to buy a new home. Awesome! Can you see the light pouring in from the windows of your shiny new kitchen and hear the family laughing together in your new living room or smell the fresh mulch sprinkled over the backyard garden? There’s just one…

Fifty-nine percent of Americans are uncomfortable with the amount of money they have stashed in an emergency fund. When people need cash quickly in a difficult situation, they may turn to resources like payday loan apps. These digital cash advance platforms offer a quick and easy way to borrow money,…

There’s a special day that comes once a year that most people absolutely dread. No, it’s not Thanksgiving with weird Uncle Junior. Although, yeah, that day can be brutal. We’re talking about Tax Day. And while both days might make you look for a heavy bag to punch (you’ve got…

Key takeaways Bad credit business loans are high-risk loans for borrowers with personal credit scores under 669 These types of business loans can have high interest rates to offset the risk of lending to a high-risk borrower Alternatives include grants, business credit cards and crowdfunding A business loan for bad…