Stablecoins have become an essential part of the cryptocurrency ecosystem. Designed to maintain a fixed value, these tokens provide a reliable way for traders to manage risk, reduce transaction fees and even earn passive income. However, not all stablecoins are created equal, and some carry greater risks than others. This article…

Last week, the House of Representatives rejected H.R. 9495, Stop Terror-Financing and Tax Penalties on American Hostages Act, legislation that would allow the incoming administration to unilaterally shut down certain nonprofit organizations. This week, the bill was reintroduced by House Republicans, where it passed, 219-184. The vote was largely partisan,…

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Key takeaways Student loan debt, which impacts your debt-to-income ratio, can make it more difficult to get approved for a mortgage. Having student loan payments can also make it challenging to save for a down payment on a home. Loan options that require low or…

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Luis Alvarez/Getty Images Key takeaways If you are just starting your credit journey, getting a secured credit card might be a good place to begin. Pay your secured card bills on time and maintain low credit utilization to aid your credit score. Even if you are able to upgrade to…

Key takeaways The average cost of a house in the U.S. is about $359,892, whereas financing a camper van starts at just $130,000 for a new model. The cost of purchasing a van varies significantly depending on the make and model and whether it needs to be converted. Current van…

As a small business owner, financing backed by the U.S. Small Business Administration (SBA) represents some of the most affordable types of business loans available. SBA loans are a popular option for both startups and established businesses alike. These loans tend to feature low interest rates, higher loan amounts, and…

rbkomar/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways It is essential to prepare your car for winter weather before it starts snowing. Equip your vehicle with an emergency kit so you remain safe if you have vehicle issues while traveling. If it snows where you live, put on your winter…

Bond investors deploying new money have enjoyed rising interest rates in recent years. Bonds are offering higher yields than they have in years, making the bond market more attractive. So investors are on the hunt for the best broker for bonds, and some new upstart brokers even allow you to…

Cash-back receipt apps help you earn money or other rewards when you use a mobile app to scan your receipts. Many apps accept receipts from many retailers, including grocery stores, department stores, convenience stores and gas stations. In exchange for sharing your receipts with the app, you’ll earn rewards —…

Images by GettyImages; illustration by Hunter Newton/Bankrate Options trading can be complex, and the trading jargon may confuse even experienced investors and traders. Two of the most common options contracts to understand are call and put options. Here’s what options traders should know about these popular contracts. What are call…

Key takeaways Even minor adjustments to your finances, like canceling subscriptions or paying with cash, can add up quickly. Consider automating both your savings and bill payments to keep your budget in check. Regularly evaluate your spending, from bank fees to energy consumption, to uncover opportunities for quick wins. Our…

Diversification is a key strategy when it comes to investing, and one of the most common ways to diversify a portfolio is through bonds. As a form of government-issued debt, Treasury bonds can be a useful addition to a balanced investment portfolio, especially as you near retirement, offering stability, regular…

For generations, teens have been considered the most dangerous drivers on the road. But Gen Z (those born between 1997 and 2012) might be the first generation of teens to challenge that stereotype.  Since 2012, when the first Gen Z teens got their permits, teenage drivers have seen fewer fatal…