Plattform/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Emergency loans for bad credit tend to have higher interest rates and fees than traditional loans. Payday alternative loans and credit card cash advances are emergency loan options available to most borrowers — even with imperfect credit. Payday and title loans…
The holiday season is a time of joy, celebration, and togetherness. Yet, for many, it can also be a period of financial stress, especially when it comes to putting food on the table. If you’re facing a tight budget or no budget at all, it can feel daunting to provide…
Key takeaways In general, leasing a car may provide lower monthly payments and greater flexibility. Seniors can also benefit from access to the latest car models and safety technology while enjoying warranty coverage. To get the best deal, shop for low-cost vehicles and negotiate the final sales prices — especially…
Key takeaways A boat loan gives you the ability to finance the cost of a boat over several years instead of paying for it all at once. A secured boat loan may come with lower rates and longer repayment terms. An unsecured personal loan may make financing an older used…
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The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Voters in Washington State have decided to keep the state’s first-in-the-nation public long term care insurance program. On Tuesday, they…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
Wharton emeritus professor and WisdomTree senior economist Jeremy Siegel sees upward momentum for markets going into next year, adding that…
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Key takeaways Scammers prey on holiday shoppers looking for gifts like puppies and popular toys online. Other scams come in the form of smishing or phishing and may claim you have an undelivered package or a message from your bank. You can protect your personal…
Dept Managmnt
Key takeaways Credit counseling could help if you’re struggling to repay your debt. Debt management plans, bankruptcy counseling, student loan counseling and housing…
Banking
Donald Trump’s presidential victory and Republicans’ gains in Congress will undoubtedly have implications for the financial technology industry. Forbes spoke with policy experts…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Even minor adjustments to your finances, like canceling subscriptions or paying with cash, can add up quickly. Consider automating both your savings and bill payments to keep your budget in check. Regularly evaluate your spending, from bank fees to energy consumption, to uncover opportunities for quick wins. Our…
Diversification is a key strategy when it comes to investing, and one of the most common ways to diversify a portfolio is through bonds. As a form of government-issued debt, Treasury bonds can be a useful addition to a balanced investment portfolio, especially as you near retirement, offering stability, regular…
For generations, teens have been considered the most dangerous drivers on the road. But Gen Z (those born between 1997 and 2012) might be the first generation of teens to challenge that stereotype. Since 2012, when the first Gen Z teens got their permits, teenage drivers have seen fewer fatal…
With only six weeks left before 2025, now is the time to make essential year-end tax moves to maximize savings and avoid a large tax bill on April 15. From maximizing your retirement accounts to donating to your favorite charity, here are four essential year-end tax planning strategies to help…
Options on Bitcoin exchange-traded funds (ETFs) made their debut on Nov. 19, with the launch of options on the iShares Bitcoin Trust ETF (IBIT). And options on other Bitcoin ETFs are coming up, too. The debut follows approvals from the Securities and Exchange Commission (SEC) in September and October for…
Key takeaways Buying a home is a long, multistep process that can take several months or more. Even once you go into contract on a home, it typically takes more than a month to actually close. All-cash purchases can move much faster than those that are financed, as there is…
There’s a new No. 1 atop the list of the nation’s largest mortgage lenders. United Wholesale Mortgage pushed past Rocket Mortgage, the champ and the biggest player in the field by a wide margin for the past six years, to claim the top spot in loan origination volume. Elsewhere on…
Credit Sesame highlights challenges with the average retirement plan and shares tips for improvement. With low unemployment and a soaring stock market, you might expect that Americans are getting themselves in good shape for retirement. Two recent surveys suggest that this is not the case. A study of current workers…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Lenders calculate how much interest you’ll pay with each payment in two main ways: simple or on an amortization schedule. Short-term loans often have simple interest. Larger loans, like mortgages, personal loans and most auto loans, have an amortization schedule. The…
When is Tax Day 2024 and 2025? The deadline to file tax returns this year — reporting income earned in 2023 — was April 15, 2024. Taxpayers who filed an extension had until Oct. 15, 2024, to file their returns. If you weren’t able to meet those deadlines, then now…
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