Most of Bankrate’s best regional banks of 2025 offer customers high yields on deposits as well as low account fees, low to reasonable minimum balance requirements and digital-banking conveniences. Many also offer convenient, user-friendly mobile apps and online banking services. Some of the top-tier regional banks have very few branches…
There are worse problems than having to figure out what to do with $30,000. You might think: I have a lot of money to play with! But be careful, because it’s also a lot of money to potentially squander. A large windfall provides an opportunity to get your finances in…
Citi is an advertising partner. (The Citi Premier is no longer available) Key takeaways The Citi® Double Cash Card earns rewards as Citi ThankYou Points, which can be redeemed for cash, gift cards, travel and more. Points earned through this annual fee-free card are “basic” ThankYou points, which limits their…
Credit Sesame explains how certain jobs come with credit building challenges and the steps you can take to help overcome them. 1. Freelancers and gig workers Being your own boss sounds great, but inconsistent income, fluctuating earnings, and a lack of traditional pay stubs can make lenders wary. According to…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
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Teachers do a great deal of work outside of school to create functional, fun and fascinating classroom environments. But, along with hours of planning comes a lot of spending to bring those ideas to life — and more often than not, teachers pay out of…
Dept Managmnt
Dealing with tax debt can be overwhelming. Whether caused by financial setbacks or errors in filing, owing money to the Internal Revenue Service…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Can you count a local sports team sponsorship as a business expense? If you discuss your advertising strategy over coffee with your partner, is it considered a business lunch? And just what does a certified public accountant do when you hand them a pile of gas receipts? If you’re a…
Vivian Thornton received quite a shock when she logged onto her bank account and noticed an unfamiliar debit charge for concert tickets totaling more than $2,000. In fact, the hefty charge had brought her account to a negative balance, says Thornton, who is a small business-owner and Charlotte, NC resident.…
Improving your financial literacy is a constant journey. But with the start of a new year, there is no better time to focus on it a little more to start the year refreshed. A strong foundation in money management can help you make smarter decisions, avoid common pitfalls, and achieve…
Credit: RoschetzkyIstockPhoto/Getty Images; Illustration by Issiah Davis/Bankrate If you’re looking to buy a home in Texas but aren’t sitting on a Texas-sized pile of cash, you’ll need to find a mortgage lender to help. Although you’re buying a home in The Lone Star State, your lender doesn’t necessarily have to…
Key takeaways Choose the best bad credit loan based on the terms you qualify for, paying special attention to any origination fees or other charges that could increase the cost. An extended loan term could give you an affordable monthly payment, but you’ll spend far more on interest. Get prequalified…
There are a multitude of leveraged strategies aimed at retail investors. Most of these follow the performance of major indexes, while others track niche areas of the market like the semiconductor and biotech industries. With leveraged strategies, investors hope to capture additional return using the power of debt. What is…
Would you be upset if you found out your partner had a credit card you didn’t know about? On the flip side, have you ever fudged the numbers with your spouse about a recent shopping spree? Romantic relationships can come with mixed feelings about money. That’s why we asked more…
Key takeaways In general, stick to a traditional dealership if you want to negotiate, and buy online if you want the convenience of home shopping without high-pressure salespeople. Shopping online means viewing more vehicle options than you could by just visiting dealerships. While buying a car online usually grants you…
Tax credits and deductions are two powerful ways to save money on your taxes. Credits cut your tax bill dollar-for-dollar — they tend to be most valuable type of tax benefit for most taxpayers — while deductions reduce the amount of income subject to tax, which lowers your overall bill.…
Key takeaways Vacant homes have a higher risk of damage or vandalism. Vacant home insurance can be included as an endorsement to a standard homeowners policy or purchased as a standalone policy, but it generally does not cover personal property or water damage. The criteria for a home to be…
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