Morsa Images/Getty Images Opening a traditional or Roth IRA is one of the best things you can do to boost your retirement savings. Both are vehicles for tax-free growth, but you’ll have to pay taxes on withdrawals from a traditional IRA during retirement, whereas retirement withdrawals from a Roth IRA…
U.S. home prices just keep setting new records, although the pace of growth has slowed a bit. S&P CoreLogic’s latest Case-Shiller U.S. National Home Price NSA Index, released Nov. 26, 2024, shows annual home-price growth increased in September 2024 by 3.9 percent. That’s a slight decrease from August’s 4.2 percent,…
Key Takeaways Having an EIN can be helpful when applying for business loans, opening business bank accounts and for other business tasks. Obtaining an EIN is free of charge and can be done online, by mail, fax or via telephone. If an EIN is lost or misplaced, it is not…
Looking for the best stock trading apps to get your money in the market? There’s a growing list of apps to choose from, which can make the search intimidating, especially if you’re just starting to invest. The best stock apps let you quickly trade, track your account in real-time, help…
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Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Donald Trump’s return to the White House combined with Republican control of the Senate, and perhaps the House, will place…
Undergrads and recent grads—young, healthy, and debt burdened—are being offered five figures to donate their eggs to other women undergoing…
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Key takeaways Although leasing a car with bad credit is possible, it will likely mean higher rates. You typically need a prime credit score of at least 661 to get decent leasing rates or offers. If you have bad credit, you can look into cosigners,…
Dept Managmnt
Key takeaways Declaring bankruptcy doesn’t necessarily mean you’ll lose your car. If you’re declaring Chapter 7 bankruptcy, you could keep your vehicle if…
Banking
The Consumer Financial Protection Bureau (CFPB), a federal agency championed by Massachusetts Senator Elizabeth Warren in 2011 to protect consumers against predatory financial…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Credit Sesame has a few ideas for improving your finances and taking steps toward better financial health this Thanksgiving. Thanksgiving is a time to reflect on what we are grateful for. For many, being thankful for family, good health, a great job, and a stable home is easy. However, for…
Triple witching is an unusual market phenomenon that can cause increased volatility, though it happens only four times per year. Triple witching can offer an opportunity for investors to take advantage of a more volatile market and put more money to work. Here’s what triple witching is, when it takes place…
Remember that classic image of a smiling couple with two kids, a dog, and a house surrounded by a white picket fence? It symbolized homeownership — a desirable and highly attainable aspect of the American Dream. But today, that picture-perfect vision has become a badly faded photograph. “I don’t mean…
Thinking about selling your home in the Show-Me State? If you’re like most homeowners, you’ll take the traditional approach of hiring a real estate agent — then waiting for a qualified buyer to make an offer, negotiating the terms, and waiting again for their financing to come through. But if…
Key takeaways Travel credit cards can offer significant rewards and benefits for cardholders, like complimentary checked baggage, airport lounge access, bonus points and elite status. Some travel cards come with high annual fees, but you can offset the fee if you earn rewards, travel often and tap into your benefits.…
Anyone who’s ever maxed out a credit card knows the unique pain it brings. There’s deep frustration. There’s shame and embarrassment. There’s the fear of looking at a credit card statement and seeing a balance that brings a sense of helplessness. But there’s also the reality: A maxed out credit…
Social Security has been an important safety net for Americans for nearly 90 years, and today, the majority of Americans expect to rely on it when they retire. However, a new Bankrate survey shows many people are concerned they won’t receive those benefits once they reach retirement age. More than…
Richard Drury/ Getty Images; Illustration by Austin Courregé/Bankrate Borrowing against the value of your home became cheaper in the most recent week. The $30,000 HELOC (home equity line of credit) fell 5 basis points to 8.56 percent, a new 52-week low, according to Bankrate’s national survey of lenders. Meanwhile, the…
Key takeaways Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance are typically higher than those for term life insurance. Types of cash value life insurance include whole, universal,…
Key takeaways The Alaska Airlines Mileage Plan is a good choice for anyone who regularly flies to or from the West Coast. The Mileage Plan boasts a vast partner network of airlines, hotels, rental car companies and everyday shopping sites — all of which can help you earn miles more…
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