Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with Forbes during which he invoked Martin Luther King, Mother Teresa, Churchill, Caesar and Lincoln. At that point, in 1998, the company was a Wall Street darling, thanks to its dot-com-era…
Most people dismiss billionaire Michael Saylor’s publicly traded MicroStrategy as a giant, risky bet on bitcoin. A closer look reveals a masterwork that’s a blueprint for manipulating traditional finance to harness the pixie dust fueling crypto mania. By Nina Bambysheva, Forbes Staff New Year’s Eve at Villa Vecchia is a…
This page was originally published in early 2024 and reflects the author’s financial decisions during that time. Card details may have since changed. Key takeaways You don’t have to be a rewards junkie to get the most out of your credit cards if you employ the right strategy. …
Key takeaways Travel agents have evolved from simply booking flights and hotels to providing personalized and authentic travel experiences that fit within budget. The cost of using a travel agent varies, but most agencies charge a service fee that typically ranges from $100 to $500. In some cases, credit card…
Personal Finance
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
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Tax season is here, so now is the time to find the best tax preparer to help you file your tax return. The right person can provide guidance, help you understand your tax rate and identify key tax deductions and credits to reduce your tax…
Dept Managmnt
Key takeaways Becoming debt-free starts by assessing your budget and determining how much you can realistically afford to put toward your outstanding balances.…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Your ability to pay rent with your credit card depends on your landlord’s rules. If your landlord doesn’t accept credit card payments directly, you might have to use a third-party service like Plastiq — but the processing fees involved will likely cancel out any rewards you earn, so…
Key takeaways Automatic transfers can help grow your savings with no additional effort on your part. There are different types of automatic transfers, including direct deposit split, recurring savings transfers and round-up savings programs. We all know the importance of saving money, but life’s daily demands can make it challenging…
Key takeaways Credit unions commonly offer high rates and low (or no) fees on deposit accounts, along with personalized service and community involvement. While credit unions often have eligibility requirements based on your geographic location or profession, many make it easy for anyone to join by making a small deposit…
Key takeaways Making savings goals is one way to keep your spending in check. Being specific and setting realistic expectations can guide you in the right direction. Automating your savings can help you meet your goals with no extra work required on your part. One of the basics of building…
Key takeaways An independent agent or broker can help you compare life insurance quotes across multiple carriers to find the best policy that meets your budget and needs. The entire process can take several weeks for a fully underwritten life insurance policy or just a few days for an accelerated…
Jennifer_Sharp/Getty Images American homeowners are flush with equity these days. However, stubbornly high mortgage rates have changed the way they tap that pile of wealth. In short: Cash-out refinancing is out, and home equity lines of credit (HELOCs) are in. Homeowner wealth still high As of late 2024, American homeowners…
Employers offer many forms of compensation besides cash, with employee stock options being a popular choice. Instead of issuing shares directly, employee stock options allow workers to purchase shares of their company at a given price within a certain time frame. While this can be a valuable benefit for employees,…
Key takeaways A money order is similar to a check, except the money for it is taken out of your account at the time of purchase instead of when the recipient cashes it. If you want to use your credit card to purchase a money order, you’ll have a difficult…
Getty Images; Ilustration by Bankrate Many of the companies benefiting from the boom in artificial intelligence (AI) spending saw their stocks soar in 2024, with several experiencing gains of more than 100 percent. The AI trend has been a boon to investors, but those who missed out on gains are…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…