Azri Suratmin/Getty Images A hit-and-run can be something as dramatic as a driver fleeing from a terrible car accident they caused or as minor as a driver accidentally bumping the car behind them in the parking lot. While no one wants to be the victim of any type of hit-and-run,…

Making the decision to start investing is one of the best decisions you can make. Investing is an important step toward building wealth and achieving your financial goals. However, successful investing can be difficult and there are some key mistakes you’ll want to avoid.  Here are the top seven investment…

When companies find themselves needing to cut costs, many choose to reduce payroll expenses by offering an early retirement package, also known as a voluntary separation or severance package. Companies typically offer these packages to senior management or employees who have been working for the organization the longest. If you’re…

Key takeaways Key takeaways Leveraging credit card points and miles can help you score discounted (or even free) travel across the world. Choosing the right loyalty program and credit card rewards for your travel habits and spending can help you maximize your rewards. When you’re ready to book your award trip,…

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Key takeaways Flood and other water damage can have lasting impacts on the mechanical and electrical systems of any vehicle. A vehicle history report is a crucial component of a used car purchase because it shows previous problems and discrepancies in ownership. If the flood…

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Key Takeaways The Wells Fargo credit card trifecta includes the Wells Fargo Active Cash® Card, Wells Fargo Attune℠ Card* and the Wells Fargo Autograph℠ Card or Wells Fargo Autograph Journey℠ Card You don’t need all three cards to get the most of your credit card rewards. Two cards that fit…

Cryptocurrencies are enormously volatile, but that volatility can create opportunities for profit if you’re looking to trade these digital assets. Cryptos such as Bitcoin and Ethereum have risen a lot since their debut — but they’ve also experienced tremendous boom-bust cycles along the way. Experienced traders have been speculating on…

A home insurance policy provides valuable protection for your finances if your property and personal belongings are damaged or destroyed due to a covered loss like a fire, severe storm or break-in. As of 2023, data show that 88 percent of homeowners have an active home insurance policy. Unlike auto…

Key takeaways To start a small business, form a business plan that outlines your product’s unique value, marketing plan and metrics for success. You’ll need to decide how you’ll fund startup costs for your business, whether through bootstrapping, a business loan or another form of funding. Start your business with…

When your pets enter their golden years, they generally require more medical attention than they did when they were longer. This can leave some pet parents wondering whether they can get pet insurance insurance for an older pet.  In short, most companies do offer coverage for senior pets. However, pet…

Key takeaways The BankAmericard® credit card offers one of the longest intro APR balance transfer periods on the market. The BankAmericard doesn’t charge an annual fee but still offers plenty in the way of benefits. This is not a rewards card — its primary benefit is the lengthy intro APR…

Thomas Barwick/Stone/Getty Images Key takeaways Capital One Entertainment is a program that allows you to get exclusive access to special events as a Capital One cardholder. You can purchase tickets for concerts, sporting events, theater shows, comedy shows, dining experiences and even vacation getaways. To take full advantage of the…

Portra / DigitalVision / Getty Images Key takeaways You can close your Discover credit card account by sending a closure request in the mail or by calling the number on the back of your card and speaking with a representative. Before closing your card, you should pay off any balance…

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways To get a 0 percent intro APR card, you typically need a FICO credit score of at least 670 or a VantageScore credit score of at least 661, putting you in the “good” and “prime” ranges, respectively. Having a FICO score…