Key takeaways Cards with an annual fee tend to offer better rewards than those that don’t. It’s helpful to gauge whether a card’s rewards outweigh the cost of the annual fee. If you have debt, it’s better to responsibly pay down your debt instead of signing up for card with…
Key takeaways Business lines of credit can help you build business credit while you improve cash flow. Lines of credit may have shorter repayment periods than a loan. Borrowers should be aware of the associated fees, which can add up quickly. According to the Federal Reserve Banks’ 2023 Small Business…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with Forbes during which he invoked Martin Luther King, Mother Teresa, Churchill, Caesar and Lincoln. At that point, in 1998, the company was a Wall Street darling, thanks to its dot-com-era…
Most people dismiss billionaire Michael Saylor’s publicly traded MicroStrategy as a giant, risky bet on bitcoin. A closer look reveals a masterwork that’s a blueprint for manipulating traditional finance to harness the pixie dust fueling crypto mania. By Nina Bambysheva, Forbes Staff New Year’s Eve at Villa Vecchia is a…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
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Credit Sesame explains how certain jobs come with credit building challenges and the steps you can take to help overcome them. 1. Freelancers and gig workers Being your own boss sounds great, but inconsistent income, fluctuating earnings, and a lack of traditional pay stubs can…
Dept Managmnt
Key takeaways Becoming debt-free starts by assessing your budget and determining how much you can realistically afford to put toward your outstanding balances.…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Getty Images; Ilustration by Bankrate Many of the companies benefiting from the boom in artificial intelligence (AI) spending saw their stocks soar in 2024, with several experiencing gains of more than 100 percent. The AI trend has been a boon to investors, but those who missed out on gains are…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Anna Moneymaker/Getty Images President Trump signed an executive order Thursday promoting U.S. leadership in digital assets and establishing a working group that would be charged with proposing regulations for the crypto industry. The news sent prices for popular cryptocurrencies higher in Friday trading. Bitcoin was up more than 1.5 percent…
Credit: Nate Hovee/Getty Images; Illustration by Issiah Davis/Bankrate With home prices in California among the highest in the country, owning a piece of property here likely means you’ll need to borrow some money. You shouldn’t just borrow from the first mortgage lender you find, though. Compare mortgage lenders in California…
Andrey_Popov/Shutterstock Key Takeaways Instead of bringing checks to a bank branch or ATM, you can remotely deposit checks at most banks by taking a photo with your smartphone. These encrypted digital transactions are typically both safe and convenient. Still, you should take proper safety measures to avoid fraud, including…
DenisTangneyJr/Getty Images Key takeaways VA loans offer zero-down mortgage options for eligible veterans, service members and qualifying surviving spouses. To qualify, borrowers must obtain a Certificate of Eligibility (COE), live in the purchased home and meet lender underwriting standards. The VA mandates property appraisals, while lenders may also require inspections.…
Have you ever had a free trial that turned into a paid subscription without your knowledge? Or had trouble canceling a service you no longer wanted? As the subscription economy continues to grow, it’s an increasingly common problem. Have a question about credit cards? E-mail me at [email protected] and I’d…
MoMo Productions/Getty Images Key takeaways All new drivers, regardless of age or experience level, are legally required to obtain car insurance coverage. Age, driving record, location, gender, marital status, vehicle type, credit history and coverage limits are all factors that can determine a new driver’s car insurance rate. Minimum coverage…
Key takeaways Credit card forbearance can help you manage your credit card payments, balance or potential interest or fee costs if you’re facing financial hardship. You typically have to request credit card forbearance, although not all issuers offer this option. Otherwise, you may have to consider balance transfer cards or…
Brothers91/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Both The Platinum Card® from American Express and The Business Platinum Card® from American Express are top-tier credit card options with premium benefits (and high annual fees to match). The Amex Platinum Card may be a better choice for users who…
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