Key takeaways If you’re a business owner in the market for a business credit card, there can be benefits to getting a credit card from the same issuer as your personal card. Building a positive, lasting relationship with a card issuer can lead to more credit opportunities. It also might…

Key Takeaways Click to Pay allows customers to make purchases with just one click, eliminating the need to manually enter credit card information. Click to Pay is a safe and secure method, as it uses tokenization and two-factor authentication for transactions. While convenient, users must be careful not to overspend…

Before you invest your money, you’re likely wondering how much you’re going to earn. This is known as the rate of return or return on investment. The rate of return is expressed as a percentage of the total amount you invested. If you invest $1,000 and get back your original…

Photo_Concepts/Getty Images Key takeaways A car title is an essential legal document that proves who owns a vehicle. When selling a vehicle, you must transfer the title to the buyer. As a buyer, checking a vehicle’s title history before moving forward with a purchase is wise. It can help you…

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Real estate commissions have survived the rise of the Internet and decades of attacks from disruption-minded discounters. Now, finally, they might be coming down. A federal lawsuit has forced changes to the way consumers negotiate and pay real estate agents. In October 2023, a federal…

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We’ve all seen them. Bright yellow and red signs with promises of instant cash to help you get to payday. And all you have to do is sign over your dignity and any leftover hopes of being financially stable in the near future. Yup—we’re talking about payday lenders. They’re the…

Preparing for your first meeting with a financial planner? Congrats! That’s a big step! It’s no secret that a lot of Americans feel clueless and helpless about retirement. Not having a solid plan could create an uncomfortable retirement that leaves you strapped for income and dependent on your children. And…

Moving is hard work. Packing all your stuff, helping your kids and pets make the transition, and loading a moving van with boxes isn’t easy. Oh, and did you remember to change your kids’ school records, shut off the utilities, call the post office, set up the internet, and schedule…

If you’re underwater on your mortgage, that means you owe more on your home than it’s worth. That’s not a situation any homeowner wants to be in, but it happens to more people than you may think! If you owe more on your home than it’s currently worth, it’s easy…

As the old saying goes: Those who fail to plan, plan to fail. And we want you to succeed. That’s why we believe financial planning is so important. It can be the difference between just scraping by and reaching the goals that are most important to you. But what if you aren’t…

STUDY SUMMARY The average American consumer debt load is $34,055. Generation X has the most debt on average, but Millennials are less than $2,700 behind. Consumer debt increases as household income increases. Millennials have less debt than other generations but are more stressed about their debt. Downloads Have questions about…

Key takeaways Dealer financing lets you secure an auto loan in house through a partner lender or a financing company owned by the dealership or vehicle manufacturer. It helps make the purchasing process more convenient, but generally isn’t recommended unless you qualify for 0 percent financing or can’t get approved…

Open enrollment—it’s one of the most important seasons of the year. Unfortunately, it doesn’t come with pumpkins or presents—mostly just confusion. But don’t worry. We’re going to go over everything you need to look for during the open enrollment period so you can look forward to this season of opportunity…

You’ve probably heard a lot of trash talk about budgeting over the years. Or maybe you tried budgeting in the past and didn’t stick with it each month. But don’t judge budgeting until you hear us out! Having a budget is essential to helping you beat debt and win with…

SDI Productions/Getty Images Key takeaways Older adult students can access scholarships and grants to help pay for the cost of higher education. Opportunities for older students also include potential school-provided funds, federal student aid and private funds, including assistance that may be offered by their employer. Students with work experience…