Logo courtesy of Gainbridge; Illustration by Hunter Newton/Bankrate Gainbridge, a relatively new player in the annuity market, offers different annuity products designed to cater to different needs. Gainbridge aims to make these complex financial products more accessible to everyday investors while taking a digital-first approach on a small slate of…
Key takeaways There are a couple of ways to get cash using your credit card: cash back rewards and cash back in the form of cash advances. It’s important to understand the difference between these terms, so you don’t incur fees and high interest rates when swiping your card. Cash…
Key takeaways The “shopping cart trick” is an easy-to-follow strategy that can help you see if you’re preapproved for a store credit card. Having the chance to gauge your approval odds for a card makes it easier to figure out if you should apply, or if you should spend more…
Planning your trip to Europe is full of complex decisions, but choosing the right credit card for your European experience doesn’t have to be one of them. While you may want to carry cash for small vendors and attractions, Europeans are still plastic payment fans. In 2024, cards made up…
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Key takeaways You can get a mortgage with credit card debt, but your debt may contribute to reducing your overall creditworthiness. Paying off credit card debt before applying for a mortgage can improve your chances of getting approved and getting a lower interest rate. Credit…
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Key takeaways As of March 2025, new federal rules will remove all medical debt from consumer credit reports, including unpaid balances over $500.…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Pricing and availability in the auto market have been in flux over the past few years. While the industry has moved past computer chip shortages and shipping delays, the domino effects remain in the form of a tight used car market. Traditionally, since private sellers tend to be highly motivated…
Every parent dreams of providing the best possible future for their child, and this takes on extra meaning when raising a child with a disability. While your journey may include unique challenges, it also brings opportunities to create thoughtful, lasting plans for your child’s care and happiness. Life insurance becomes…
Being a successful investor often sounds simple, but that doesn’t mean it’s easy. Still, investing is the best way to build wealth over your lifetime and ensure that you’re able to live the life you want to live. So it can make sense to learn from the best investors to…
Bankruptcy is a legal process to help individuals and businesses manage overwhelming debt. While it provides a path to financial relief, the decision to file bankruptcy requires careful scrutiny due to its lasting impact on credit, assets and future financial opportunities. The two most common types of bankruptcy for individuals…
Key takeaways Americans spent an average of around $6,000 on food at home in 2023, a 6.1 percent increase from 2022. Grocery store category spending caps on credit cards haven’t increased to keep up with inflation. As credit card companies profit more than ever from fees and interest, they should…
It’s not easy to grow your savings. If you’re like most Americans, earning the highest interest rate on your deposit accounts would be very helpful this year. But in Bankrate’s recent Emergency Savings Survey, most Americans say they have less emergency savings now than they did at the beginning of 2024. Previously,…
Credit Sesame explains how rising bond yields could impact your finances and the economy—and what you can do to prepare. When it comes to questions about the direction of interest rates, the spotlight is usually on the Federal Reserve. However, recent activity in the bond market may steal the show.…
With President Donald Trump returning to the White House for a second term, Americans can expect to see major tax-law changes in the years ahead. During his first stint in office, Trump massively overhauled the tax code by passing the Tax Cuts and Jobs Act (TCJA) of 2017. Now, many…
It’s now the norm for Americans to file their taxes online — the IRS reports that more than 90 percent of individual tax returns were e-filed in 2023, the most recent data available. Even most professional tax preparers are required to electronically file returns on behalf of their clients. If…
kate_sept2004/Getty Images If you’re looking to do your taxes on your own, you want to choose the right software to fit your needs. We analyzed the top online tax providers to help you find the best tax software for your budget and situation, so you can file your taxes accurately…
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